Just Released Best Priced Featured Properties on the Emerald Coast!

Enclosed is a link that takes you to the best St. Joe Development on the beautiful Emerald Coast of Florida has to offer. Check out the many features of the community and all it's amenities! If you know of a friend, family member or neighbor who is interested in becoming an owner in this exclusive area, feel free to pass the link on and mention my name for additional savings they don't want to miss out on. Call now @ 407-301-2288 and see if you qualify for the maximum rebates on your next purchase.

http://www.joe.com/WC_Featured_Properties-Article

Awesome Opportunity in Watercolor, Florida!

Beautiful Fine White Sand and Turquoise Water

Exclusive European Style WaterColor Inn

The Emerald Coast of Florida has some of the most beautiful beaches and turquoise water anywhere in the world. Located in the panhandle of Florida between Destin and Panama City is a stretch of coast line on road 30-A that goes for about 30 miles. This is a destination you don't want to miss the next time Florida is on your mind.

WaterColor is a fabulous community located about midway on 30-A surrounding "Seaside" that you may want to take advantage of with their unique "Discovery Package" they are offering. Click on the link below and call for a private consultation with Carrie Campbell, a St. Joe's representative. You'll get the VIP treatment from one of their best associates and stay in a first class, beach front hotel that you will absolutely fall in love with for a fabulous price and to satisfy your curiosity you get to tour some of the most beautiful homes anywhere! In addition, upon registering as my client with them , you'll receive an additional 20% rebate from my commission for using me as your buyers agent should you decide to make a purchase! That is additional tax free savings worth thousands of dollars! Did I mention that they are also giving you a $100 gift certificate to use during your stay there just for visiting their beautiful community.

If you've never stayed at the WaterColor Inn you're in for a treat! It's an all inclusive resort with a fabulous continental breakfast, free bike rentals to cruise the area, first class tennis courts, kayaks and canoes to explore the surrounding lakes and the most beautiful waterfront pools on the pristine Emerald Gulf Coast! Not to mention unlimited golf on some of the most popular golf courses around. Once you experience WaterColor and all it's amenities, the beautiful setting with southern hospitality on top of it all, you'll think you died and went to heaven!

Check out the link now for more details as you plan your next getaway! http://www.joe.com/cms/images/invites/WC_Discover_Package_Flye_1-09.pdf

Up To $8,000 Tax Credit For Your Home Purchase!

If you're a new home buyer, which means not having owned a home in the past 3 years, vacation and rental homes excluded, then good news is here! Not only is it a great time to buy with excellent prices and inventory, but the monetary incentives are at an all time high. Enclosed is a link that has the various stipulations and price ranges to qualify for the maximum tax credit.

http://www.floridarealtors.org/NewsAndEvents/n1-021709.cfm

14 Recent Sales in NW Florida

Enclosed is a link to the development of WaterColor in NW Florida on the beautiful Emerald Coast and recent sales of their properties and others that are currently on the market. This is always an important barometer when accessing potential purchases for your family. Please feel free to email with any questions you may have @ ckskrmetta@yahoo.com. I look forward to hearing from you!

http://www.joe.com/WC_Featured_Properties-Article

The Steps Involved in Foreclosure

Foreclosure is a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership (repossession) of the property securing the loan. The foreclosure process begins when a borrower/owner defaults on loan payments and the lender files a public default notice. The foreclosure process can end one of four ways:

1. The borrower/owner pays off the default amount to reinstate the loan during a grace period known as pre-foreclosure.
2. The borrower/owner sells the property to a third party during pre-foreclosure, allowing the borrower/owner to pay off the loan and avoid having a foreclosure on his or her credit history.
3. A third party buys the property at a public auction at the end of the pre-foreclosure period.
4. The lender takes ownership of the property, usually with the intent to re-sell. The lender can take ownership through an agreement with the borrower/owner during pre-foreclosure or by buying back the property at the public auction.

How to Decide Where and What Home to Buy

Being in a buyer's market is good if you are buying, but it does come with more decisions. How to know where and what to buy when there is so much to choose from, can actually cause a form a paralyses for some. 

What I have learned that is helpful is to come up with a checklist of 8-10 relevant needs and wants and rate them in priority. The first should always be location. As we all know this is the single most important decision when comparing prices, but our personal likes, dislikes and needs have to be considered as well. Ask yourself some key questions and rate them on a scale of 1-10.

The first question of location would be based on what is important to you.  Is it being close to family, good schools, safe, close to work, price etc. Then make a list in the order of relevance with 10 being first.

Example: We moved to a new area because of a good high school. When choosing which house we were to move into though, we had to make a list of things we were looking for and narrow our search to meet those desires. First was being close to the school recognizing a lot of our time would be spent coming and going. That narrowed the search to a certain radius. Next given those options was safety, access to amenities and a lifestyle that allowed us to walk and not always have to get in a car. That narrowed our search even further. Now we were looking in a specific area, because it was safe, yet within walking distance to all the amenities we were looking for. Now that we had narrowed our search to a specific location, we needed to look at various homes. How many bedrooms, baths, living space and of course style and price. A Realtor can best help with this aspect as they have access to a vast supply of data. Once you have a list from which to work with, then it's time to start viewing the homes available.

On this journey it's also important to take good notes and pictures about what you are looking for and make a short list of those you like initially, so you can re-visit. It's through this process that variables are eliminated and hopefully your decision becomes easier. 

The role of a good Realtor should be to provide comps to support the value of your potential decision economically and information regarding the surrounding area and the local trends. Once those decisions are made, your Realtor can then take their skills to the negotiation table to help secure the best possible price for you. 

If you have specific questions about your own situation, please feel free to drop a line. I look forward to hearing from you.

New Hot Listings !!!!

If you've ever dreamed of owning a vacation home near the beautiful blue waters of the Emerald Coast, that also generates excellent rental income, now is the time! Here is a great opportunity you don't want to miss! Check out the following link to the best prices you will ever see on the Emerald Coast of Florida. 

http://www.joe.com/web/TownsandHomes/waterColor/FindAHome.html

hhtttp://www.joe.com/web/TownsandHomes/waterColor/FindAHomCall or email now for more details on how to secure that dream home of a lifetime, at incredible rates and earn money by using me as your buyers agent at the same time!

Abrams Falls

On a recent visit to the Great Smoky Mountains National Park I had the opportunity to hike a very scenic trail that led to Abrams Falls, a 20-foot waterfall that forms a large pool, perfect for swimming and wading.

To get to the trail head take the Cades Cove Loop road about mid-way around (between signposts 10 and 11) and turn right into a large parking lot where the trail begins. This is a family friendly hike and it's rated as easy. Elevations start at 1,700 feet and end at 1,500 and the distance is approximately 2.5 miles one way.

So bring a picnic lunch and enjoy an afternoon swim in the cool waters of Abrams Falls with the family. It'll be a highlight of your Smoky Mountain adventure which you'll remember for years to come.

Check out the savings on rentals in the Gatlinburg area and click on the link below for reviews of this hike:

http://www.localhikes.com/Hikes/AbramsFalls_3840.asp

Enjoy.......

Cades Cove in Great Smoky Mountains National Park

Cades Cove is a popular scenic area in the Great Smoky Mountains National Park. Its idyllic setting and variety of outdoor recreation opportunities make it a preferred choice of millions of visitors each year.

One can choose to drive along the loop road, horse back ride or hike the various trails that originate in Cades Cove. The loop road affords many scenic views for those not wishing to leave the comfort of their car.

There's something for everyone. Feel free to check out the Gatlinburg link for a free list of luxury cabin rentals in the area and enjoy the upcoming spring season or make plans for that special summer retreat with your family and friends.

Spring Scenery in Celebration

I just thought I'd share a few pictures of the beautiful foliage in Central Florida at this time of year. You should be mindful of the snakes and gators though, by making sure to stay on the boardwalks. It's as good as an African safari right in your own back yard.